Commercial

Is it possible to finance commercial properties as a business?

In the UAE, the majority of the commercial properties mortgages are taken by businesses. Businesses can use the commercial property as their primary place of operation (owner-occupier commercial mortgage) or for investment purposes (commercial investment mortgage).

A business will typically have to provide financial statements, business plans and VAT certificates to the lender, and the lender will assess the creditworthiness of the business and the income-generating potential of the property before approving a commercial mortgage.

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Last reviewed 9 August 2026

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