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Non-resident mortgages

Compare and get the best non-resident mortgages in the UAE!

Tell us about your project and discover the best applicable offers for your profile.

  • Up to 75% LTV
  • Up to AED 25M financing
  • 18+ banks comparison
  • 100% remote, no bank visit

Where we finance

We can finance properties in Dubai, Abu Dhabi, Ras Al Khaimah, Sharjah and Fujairah

Non-resident mortgages across the UAE's key freehold and investment markets — all handled remotely.

Dubai non-resident mortgage financing in the UAE

Dubai

Finance apartments, villas and investment properties across Dubai's freehold zones.

Abu Dhabi non-resident mortgage financing in the UAE

Abu Dhabi

Residential and buy-to-let mortgages on Abu Dhabi freehold and leasehold assets.

Ras Al Khaimah non-resident mortgage financing in the UAE

Ras Al Khaimah

Growing resort and coastal investment properties with competitive non-resident terms.

Sharjah non-resident mortgage financing in the UAE

Sharjah

Sharia-compliant and conventional finance for selected Sharjah freehold projects.

Fujairah non-resident mortgage financing in the UAE

Fujairah

Coastal and lifestyle property finance on the UAE's eastern seaboard.

18+

banks compared

50k+

buyers assisted

10Bn+ AED

mortgages processed

0 AED

brokerage fees, always

The best mortgages in Dubai for non residents

Best non-resident rates

Get the best UAE and Dubai mortgage rates for non residents, compared side by side.

  • Compare 18+ bank rates
  • Ask all the questions you have
  • 100% digital, fully supported

Highest non-resident LTV

Access the highest loan-to-value available to overseas buyers in the UAE market.

  • Up to 75% LTV
  • Up to AED 25M
  • Pre-approvals as fast as 24h

100% from abroad

Application, pre-approval and offer letter handled remotely while you get on with your life.

  • No bank visit, no paperwork
  • On-the-ground support in Dubai
  • Advisors who actually answer

Non resident mortgages, handled with care

Google

The only UAE digital mortgage broker rated 5/5 on Google, with 300+ reviews

Non resident offers from 18+ UAE lenders

Emirates NBD logoHSBC logoStandard Chartered logoADCB logoADIB logoCommercial Bank of Dubai logoRAKBANK logoMashreq logoArab Bank logoFirst Abu Dhabi Bank logoDubai Islamic Bank logoNational Bank of Fujairah logoEmirates Islamic logo

Estimate your non resident monthly payment

Non residents typically put down 25% or more. Adjust the price, down payment, term and rate — then get your exact offers from 18+ UAE banks.

Estimate your monthly payment

Indicative only. Adjust the rate to compare bank offers.

Edit the rate to compare bank offers.

Est. monthly

AED 8,226

Loan amount

AED 1,600,000

Get my exact rates — free

2 minutes · no login · no impact on your credit score

What you need to apply from abroad

Your ID

Passport copy, proof of residency and a recent utility bill

Your banking

6 months of personal bank statements

Your credit

A credit report so the bank can assess your total exposure

Your income

Salary certificate and 6 months payslips, or company documents

As seen on

Gulf News logoKhaleej Times logoGulf Today logoAl Khaleej logo

Non resident mortgage questions, answered

Yes. Non-resident and international investors buying property in Dubai and the wider UAE can obtain a mortgage from several UAE lenders. Lenddoo has helped hundreds of non-resident buyers finance UAE property.

If you are salaried: earn more than AED 25,000 per month over the last 6 months (net of taxes and deductions), hold an average monthly bank balance above AED 20,000 over the last 6 months, present a healthy credit report, have no existing UAE mortgage, and be under 65 at submission. If you are self-employed: your company should exist for at least 1 year, with an average monthly balance of AED 50,000, a healthy credit report, no existing UAE mortgage, and be under 65 at submission. Exceptions exist — an advisor can confirm your case.

Non-residents can borrow up to 75% LTV and up to AED 25M, depending on the bank, your nationality, income profile and the property.

In general: passport copy, proof of residency in your home country and a recent utility bill; 6 months of personal bank statements; a credit report. If salaried, a salary certificate and your last 6 months of payslips. If self-employed, company documents such as trade licence, MoA, share certificate, audited accounts and company bank statements.

Yes. From application to pre-approval and final offer letter, the process is 100% remote. Your advisor coordinates with the bank on the ground while you stay where you are.

Pre-approvals can be issued in as fast as 24 hours and stay valid for up to 3 months, with no commitment to proceed.

Nothing. We are commission free for borrowers — our banking partners pay us, so you keep your money for the property.

Buy in Dubai from anywhere in the world

Compare non resident mortgage offers in as little as 3 minutes. Up to 75% LTV, up to AED 25M, pre-approval in 24 hours and zero brokerage fees.

Get your free rate comparison

Free and commission free. We never charge you a dirham — our banking partners pay us.

Betsy, Lenddoo's AI mortgage advisorBetsy AITalk to our AI Mortgage Advisor